:root{--bg:#f3f5f7;--surface:#fff;--ink:#111827;--muted:#5f6b7a;--line:#dbe1e7;--navy:#10243f;--navy-2:#17385f;--accent:#d9a514;--accent-soft:#fff5cf;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--bg);color:var(--ink);margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}.site-header{width:min(calc(100% - 40px), var(--max));border-bottom:1px solid #11182717;justify-content:space-between;align-items:center;gap:24px;min-height:78px;margin:0 auto;display:flex}.brand{letter-spacing:-.02em;align-items:center;gap:11px;font-size:1.08rem;font-weight:800;display:inline-flex}.brand-logo-link{flex:none;line-height:0}.brand-logo{width:196px;height:auto;max-height:52px;display:block}.brand-mark{background:var(--navy);color:#fff;letter-spacing:.03em;width:36px;height:36px;box-shadow:inset 0 -3px 0 var(--accent);border-radius:9px;place-items:center;font-size:.72rem;display:grid}.nav{color:#344154;gap:18px;font-size:.87rem;font-weight:650;display:flex}.nav a:hover{color:var(--navy-2)}.hero{width:min(calc(100% - 40px), var(--max));margin:0 auto;padding:92px 0 54px}.eyebrow,.kicker{text-transform:uppercase;letter-spacing:.12em;color:#526173;font-size:.73rem;font-weight:800;display:inline-block}.hero h1{max-width:960px;color:var(--navy);letter-spacing:-.055em;margin:18px 0 22px;font-size:clamp(2.6rem,6.2vw,5.7rem);line-height:.98}.hero-copy{max-width:780px;color:var(--muted);margin:0;font-size:clamp(1.05rem,2vw,1.28rem)}.hero-actions{flex-wrap:wrap;gap:12px;margin-top:34px;display:flex}.button{border-radius:10px;justify-content:center;align-items:center;min-height:50px;padding:0 21px;font-weight:760;transition:transform .16s,box-shadow .16s,background .16s;display:inline-flex}.button:hover{transform:translateY(-1px)}.button-primary{background:var(--navy);color:#fff;box-shadow:0 10px 28px #10243f29}.button-secondary{color:var(--navy);background:0 0;border:1px solid #c8d0d9}.trust-row{border-top:1px solid var(--line);border-bottom:1px solid var(--line);color:#4e5c6e;grid-template-columns:repeat(4,1fr);margin-top:70px;padding:20px 0;font-size:.88rem;font-weight:680;display:grid}.trust-row span:not(:last-child){border-right:1px solid var(--line)}.trust-row span{padding:0 18px}.trust-row span:first-child{padding-left:0}.section{width:min(calc(100% - 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40px), var(--max));background:var(--navy);color:#fff;border-radius:22px;grid-template-columns:1.05fr .95fr;align-items:center;gap:64px;margin:32px auto 18px;padding:58px;display:grid}.split-section .kicker{color:#b7c7da}.split-section p{color:#c8d4e2}.metric-panel{padding:10px 0}.metric-panel div{border-bottom:1px solid #ffffff26;grid-template-columns:54px 1fr;align-items:center;min-height:55px;display:grid}.metric-panel div span{color:#e4bc3e;font-size:.78rem;font-weight:850}.metric-panel p{margin:20px 0 0;font-size:.9rem}.compact{margin-bottom:24px}.audience-list{flex-wrap:wrap;gap:10px;display:flex}.audience-list a{border:1px solid var(--line);color:#354154;background:#fff;border-radius:10px;padding:10px 14px;font-size:.9rem;font-weight:680;transition:transform .15s,border-color .15s,box-shadow .15s}.audience-list a:hover{color:var(--navy);border-color:#bec9d4;transform:translateY(-1px);box-shadow:0 7px 18px #10243f0d}.request{width:min(calc(100% - 40px), var(--max));color:#172033;background:#c9960b;border-radius:20px;grid-template-columns:1fr auto;align-items:center;gap:42px;margin:22px auto 70px;padding:52px 56px;display:grid}.request p{color:#42391f;max-width:760px}.request .partner-note{margin-bottom:0;font-size:.86rem;font-weight:800}.kicker.light{color:#514211}.button-light{color:var(--navy);background:#fff;box-shadow:0 10px 24px #372c0a1f}.footer{width:min(calc(100% - 40px), var(--max));border-top:1px solid var(--line);color:var(--muted);justify-content:space-between;gap:32px;margin:0 auto;padding:36px 0 46px;font-size:.86rem;display:flex}.footer strong{color:var(--navy);font-size:1rem}.footer p{max-width:500px;margin:6px 0 0}.footer-meta{flex-direction:column;align-items:flex-end;gap:5px;display:flex}@media (max-width:900px){.nav{display:none}.brand-logo{width:182px}.hero{padding-top:68px}.grid{grid-template-columns:repeat(2,1fr)}.split-section{grid-template-columns:1fr;gap:34px;padding:42px 34px}.request{grid-template-columns:1fr;padding:42px 34px}.trust-row{grid-template-columns:repeat(2,1fr);gap:15px 0}.trust-row span:nth-child(2){border-right:0}}@media (max-width:620px){.site-header,.hero,.section,.split-section,.request,.footer{width:min(calc(100% - 28px), var(--max))}.brand-logo{width:164px}.hero{padding-top:52px}.hero h1{font-size:clamp(2.45rem,13vw,4rem)}.grid{grid-template-columns:1fr}.card{min-height:220px}.trust-row{grid-template-columns:1fr}.trust-row span{padding:7px 0;border-right:0!important}.split-section,.request{border-radius:16px;padding:34px 24px}.footer{flex-direction:column}.footer-meta{align-items:flex-start}}
.header-actions{flex:none;align-items:center;gap:8px;display:flex}.header-phone{color:var(--navy);white-space:nowrap;border:1px solid #c8d0d9;border-radius:9px;padding:9px 12px;font-size:.86rem;font-weight:800}.header-phone:hover{border-color:var(--navy)}.header-apply{background:var(--navy);color:#fff;white-space:nowrap;border-radius:9px;padding:9px 13px;font-size:.84rem;font-weight:800}.header-apply:hover{background:var(--navy-2)}.request-phone{color:#172033;letter-spacing:-.035em;margin-top:6px;font-size:clamp(1.55rem,3vw,2.2rem);font-weight:850;line-height:1.1;display:inline-block}.request-phone:hover{text-underline-offset:4px;text-decoration:underline}.request-actions{flex-direction:column;gap:10px;min-width:205px;display:flex}.button-dark{background:var(--navy);color:#fff;box-shadow:0 10px 24px #10243f29}.footer-meta a{color:var(--navy);font-weight:800}.contact-page-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;max-width:900px;padding-top:50px;display:grid}.contact-main-card{background:#fff;border:1px solid #dde3e9;border-radius:16px;flex-direction:column;align-items:flex-start;min-height:290px;padding:30px;display:flex}.contact-main-card h2{color:var(--navy);letter-spacing:-.035em;margin:10px 0;font-size:1.65rem;line-height:1.08}.contact-main-card p{color:var(--muted);margin:0 0 24px}.contact-main-card .button{margin-top:auto}.contact-big-phone{color:var(--navy);letter-spacing:-.04em;margin:10px 0 16px;font-size:clamp(1.75rem,3.2vw,2.6rem);font-weight:850;display:block}.contact-big-phone:hover{text-underline-offset:5px;text-decoration:underline}.lead-section{background:#fff;border:1px solid #dce3e9;border-radius:18px;max-width:980px;margin-top:56px;padding:34px;box-shadow:0 12px 34px #10243f0e}.lead-section .section-heading{margin-bottom:26px}.lead-form{gap:22px;display:grid}.lead-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.lead-grid label{gap:7px;display:grid}.lead-grid label>span{color:var(--navy);font-size:.82rem;font-weight:800}.lead-grid input,.lead-grid select,.lead-grid textarea{color:#243247;width:100%;font:inherit;background:#fff;border:1px solid #cfd7df;border-radius:10px;outline:none;padding:12px 13px}.lead-grid input:focus,.lead-grid select:focus,.lead-grid textarea:focus{border-color:#6f8092;box-shadow:0 0 0 3px #1a3b5c14}.lead-grid textarea{resize:vertical;min-height:120px}.lead-wide{grid-column:1/-1}.lead-honey{width:1px;height:1px;position:absolute;left:-9999px;overflow:hidden}.lead-consent{color:#5b6777;align-items:flex-start;gap:10px;max-width:760px;font-size:.86rem;display:flex}.lead-consent input{margin-top:3px}.lead-consent a{color:#174f86;text-underline-offset:2px;text-decoration:underline}.lead-actions{flex-wrap:wrap;align-items:center;gap:16px;display:flex}.lead-actions button[disabled]{opacity:.65;cursor:wait}.lead-note{color:#7c8795;font-size:.82rem}.lead-error{color:#8a2f2f;background:#fff7f7;border:1px solid #e5b6b6;border-radius:10px;margin:0;padding:12px 14px;font-size:.9rem}.lead-success{background:#f7fbf8;border:1px solid #cbdccf;border-radius:14px;padding:28px}.lead-success h2{color:var(--navy);letter-spacing:-.035em;margin:9px 0 10px;font-size:clamp(1.6rem,3vw,2.2rem)}.lead-success p{color:#536174;max-width:680px}.lead-success .button{margin-top:8px}.contact-notes{padding-top:46px}.mobile-lead-bar{display:none}@media (max-width:1050px){.header-phone{display:none}}@media (max-width:900px){body{padding-bottom:82px}.header-apply{display:none}.request-actions{flex-flow:wrap;min-width:0}.contact-page-grid{grid-template-columns:1fr;max-width:620px}.contact-main-card{min-height:0}.mobile-lead-bar{z-index:1000;background:var(--navy);border-radius:14px;grid-template-columns:minmax(0,1fr) auto;align-items:stretch;gap:7px;min-height:58px;padding:7px;display:grid;position:fixed;bottom:12px;left:14px;right:14px;box-shadow:0 14px 36px #10243f47}.mobile-lead-bar>a:first-child{color:#fff;flex-direction:column;justify-content:center;min-width:0;padding:7px 10px;display:flex}.mobile-lead-bar span{opacity:.78;font-size:.76rem;font-weight:700}.mobile-lead-bar strong{text-overflow:ellipsis;white-space:nowrap;font-size:.88rem;overflow:hidden}.mobile-lead-button{min-height:44px;color:var(--navy);white-space:nowrap;background:#fff;border-radius:10px;justify-content:center;align-items:center;padding:0 15px;font-size:.82rem;font-weight:850;display:inline-flex}}@media (max-width:620px){.request-actions{flex-direction:column}.request-actions .button{width:100%}.contact-page-grid{padding-top:35px}.contact-main-card,.lead-section{padding:24px}.contact-main-card .button{width:100%}.lead-grid{grid-template-columns:1fr}.lead-wide{grid-column:auto}.lead-actions{flex-direction:column;align-items:stretch}.lead-actions .button{width:100%}.mobile-lead-bar{bottom:9px;left:10px;right:10px}}
.hub-hero{width:min(calc(100% - 40px), var(--max));margin:0 auto;padding:72px 0 34px}.breadcrumb{color:#657285;width:fit-content;margin-bottom:22px;font-size:.84rem;font-weight:700;display:block}.breadcrumb:before{content:"← "}.hub-hero .eyebrow{display:block}.hub-hero h1{max-width:950px;color:var(--navy);letter-spacing:-.05em;margin:14px 0 18px;font-size:clamp(2.5rem,5.5vw,5rem);line-height:1}.hub-hero>p{max-width:800px;color:var(--muted);margin:0;font-size:clamp(1.02rem,1.8vw,1.2rem)}.hub-section{padding-top:38px}.hub-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.hub-card{background:#fff;border:1px solid #e2e6ea;border-radius:15px;flex-direction:column;min-height:220px;padding:26px;transition:transform .15s,border-color .15s,box-shadow .15s;display:flex}.hub-card[href]:hover{border-color:#c9d1da;transform:translateY(-2px);box-shadow:0 12px 28px #10243f12}.hub-card h2{color:var(--navy);letter-spacing:-.025em;margin:0 0 10px;font-size:1.24rem;line-height:1.2}.hub-card p{color:var(--muted);margin:0;font-size:.94rem}.editorial-note{border-left:3px solid var(--accent);color:#5b6675;background:#fff;max-width:860px;margin:26px 0 0;padding:17px 19px;font-size:.9rem}.hub-request{margin-top:10px}@media (max-width:900px){.hub-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:620px){.hub-hero{width:min(calc(100% - 28px), var(--max));padding-top:48px}.hub-grid{grid-template-columns:1fr}.hub-card{min-height:190px}}
.article-shell{width:min(calc(100% - 40px), var(--max));margin:0 auto;padding:46px 0 34px}.article-breadcrumbs{color:#6b7788;align-items:center;gap:8px;margin-bottom:34px;font-size:.84rem;font-weight:700;display:flex}.article-breadcrumbs a:hover{color:var(--navy)}.article-header{border-bottom:1px solid var(--line);max-width:930px;padding-bottom:38px}.article-header h1{color:var(--navy);letter-spacing:-.052em;margin:14px 0 18px;font-size:clamp(2.55rem,5.5vw,5.15rem);line-height:1}.article-lead{max-width:820px;color:var(--muted);margin:0;font-size:clamp(1.05rem,1.8vw,1.24rem)}.article-meta{color:#7a8594;margin-top:18px;font-size:.82rem;font-weight:650}.article-layout{grid-template-columns:minmax(0,1fr) 310px;align-items:start;gap:70px;padding-top:50px;display:grid}.article-content{max-width:790px}.info-content{padding-top:50px}.info-page .article-header{max-width:860px}.article-section{margin-bottom:46px}.article-section h2{color:var(--navy);letter-spacing:-.035em;margin:0 0 15px;font-size:clamp(1.65rem,3vw,2.35rem);line-height:1.08}.article-section p{color:#465365;margin:0 0 15px;font-size:1.03rem}.article-section ul{color:#465365;margin:15px 0 0;padding-left:22px}.article-section li{margin:8px 0}.article-aside{position:sticky;top:24px}.article-aside-card{background:#fff;border:1px solid #dde3e9;border-radius:15px;padding:25px;box-shadow:0 10px 28px #10243f0e}.article-aside-card h2{color:var(--navy);letter-spacing:-.03em;margin:10px 0 9px;font-size:1.35rem;line-height:1.12}.article-aside-card p{color:var(--muted);margin:0 0 16px;font-size:.91rem}.aside-phone{color:var(--navy);letter-spacing:-.02em;margin-bottom:13px;font-size:1.2rem;font-weight:850;display:block}.aside-button{width:100%}.aside-form-link{color:var(--navy);margin-top:13px;font-size:.86rem;font-weight:760;display:block}.article-aside-card small{color:#8a94a1;margin-top:18px;font-size:.72rem;display:block}.faq-section details{border-top:1px solid var(--line);padding:18px 0}.faq-section details:last-child{border-bottom:1px solid var(--line)}.faq-section summary{cursor:pointer;color:var(--navy);font-weight:800}.faq-section details p{margin:10px 0 0;font-size:.96rem}.related-section{padding-top:4px}.related-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;display:grid}.related-grid a{min-height:64px;color:var(--navy);background:#fff;border:1px solid #dfe5ea;border-radius:11px;justify-content:space-between;align-items:center;gap:16px;padding:14px 16px;font-size:.9rem;font-weight:760;display:flex}.related-grid a:hover{border-color:#bfc9d3;box-shadow:0 7px 20px #10243f0d}.related-grid span{color:#8b6b08}.source-section{background:#fff;border:1px solid #e0e5ea;border-radius:14px;padding:24px}.source-section h2{font-size:1.45rem}.source-section p,.source-section li{font-size:.9rem}.source-section a{color:#174f86;text-underline-offset:3px;text-decoration:underline}@media (max-width:920px){.article-layout{grid-template-columns:1fr;gap:20px}.article-aside{position:static}.article-aside-card{max-width:520px}}@media (max-width:620px){.article-shell{width:min(calc(100% - 28px), var(--max));padding-top:32px}.article-breadcrumbs{margin-bottom:25px}.article-layout,.info-content{padding-top:35px}.article-section{margin-bottom:38px}.related-grid{grid-template-columns:1fr}}
.calculator-page{width:min(calc(100% - 40px), var(--max));margin:0 auto;padding:52px 0 76px}.calculator-page-header{max-width:900px;margin-bottom:34px}.calculator-page-header h1{color:var(--navy);letter-spacing:-.052em;margin:14px 0 18px;font-size:clamp(2.55rem,5.7vw,5.15rem);line-height:1}.calculator-page-header p{max-width:780px;color:var(--muted);margin:0;font-size:1.08rem}.calculator-wrap{grid-template-columns:minmax(0,1.1fr) minmax(320px,.9fr);align-items:start;gap:22px;display:grid}.calculator-card,.calculator-result{background:#fff;border:1px solid #dde3e9;border-radius:18px;padding:30px;box-shadow:0 10px 28px #10243f0a}.calc-card-title{color:var(--navy);letter-spacing:-.035em;margin:8px 0 22px;font-size:1.65rem;line-height:1.1}.calc-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;display:grid}.calc-grid label{flex-direction:column;gap:7px;display:flex}.calc-grid label>span,.calc-options legend{color:var(--navy);font-size:.86rem;font-weight:800}.calc-grid select,.calc-grid input{color:#263449;width:100%;min-height:48px;font:inherit;background:#fff;border:1px solid #cfd7df;border-radius:10px;padding:0 13px}.calc-grid select:focus,.calc-grid input:focus{border-color:var(--navy);outline:2px solid #10243f29}.calc-wide{grid-column:1/-1}.calc-options{border:1px solid #e1e6eb;border-radius:12px;margin:24px 0 22px;padding:18px}.calc-options legend{padding:0 6px}.calc-options label{color:#465365;align-items:center;gap:7px;margin:5px 18px 5px 0;font-size:.92rem;display:inline-flex}.calc-options input{accent-color:var(--navy)}.calc-submit{cursor:pointer;border:0}.calc-disclaimer{color:#7b8694;margin:17px 0 0;font-size:.82rem}.calculator-result{background:#f9fafb;position:sticky;top:24px}.calculator-result h2{color:var(--navy);letter-spacing:-.035em;margin:9px 0 14px;font-size:1.7rem;line-height:1.1}.area-result h2{letter-spacing:-.055em;color:var(--navy);font-size:clamp(2.8rem,6vw,4.6rem)}.area-metrics{border-top:1px solid #dfe5ea;border-bottom:1px solid #dfe5ea;gap:0;margin-top:22px;display:grid}.area-metrics div{border-bottom:1px solid #e5e9ed;justify-content:space-between;align-items:center;gap:20px;min-height:52px;display:flex}.area-metrics div:last-child{border-bottom:0}.area-metrics span{color:#6b7788;font-size:.84rem}.area-metrics strong{color:var(--navy);font-size:.95rem}.calculator-result pre{white-space:pre-wrap;color:#344154;background:#fff;border:1px solid #dfe5ea;border-radius:12px;margin:0;padding:18px;font:500 .88rem/1.6 ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;overflow:auto}.calc-actions{flex-direction:column;gap:10px;margin-top:16px;display:flex}.calc-actions button{cursor:pointer;font:inherit}.calc-order-link{color:var(--navy);font-size:.88rem;font-weight:780}.calc-next{color:#677487;margin:20px 0 0;font-size:.86rem}@media (max-width:900px){.calculator-wrap{grid-template-columns:1fr}.calculator-result{position:static}}@media (max-width:620px){.calculator-page{width:min(calc(100% - 28px), var(--max));padding-top:36px}.calculator-card,.calculator-result{border-radius:14px;padding:22px}.calc-grid{grid-template-columns:1fr}.calc-wide{grid-column:auto}.calc-options label{margin-right:0;display:flex}}
.site-footer{background:#e9eef3;border-top:1px solid #d6dde5;margin-top:72px}.footer-shell{width:min(calc(100% - 40px), var(--max));margin:0 auto;padding:0 0 28px}.footer-cta{background:var(--navy);color:#fff;border-radius:22px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:36px;margin-bottom:2px;padding:38px 42px;display:grid;position:relative;overflow:hidden;transform:translateY(-34px);box-shadow:0 18px 48px #10243f2e}.footer-cta:after{content:"";pointer-events:none;border:34px solid #d9a5142e;border-radius:50%;width:260px;height:260px;position:absolute;top:-145px;right:-100px}.footer-kicker{color:#e8bd42;letter-spacing:.13em;text-transform:uppercase;margin-bottom:8px;font-size:.72rem;font-weight:850;display:inline-block}.footer-cta h2{letter-spacing:-.035em;max-width:700px;margin:0;font-size:clamp(1.65rem,3vw,2.55rem);line-height:1.06}.footer-cta p{color:#c7d4e2;max-width:680px;margin:12px 0 0}.footer-cta-actions{z-index:1;flex-direction:column;gap:10px;min-width:220px;display:flex;position:relative}.footer-primary-button,.footer-phone-button{border-radius:10px;justify-content:center;align-items:center;min-height:48px;padding:0 18px;font-size:.9rem;font-weight:820;transition:transform .16s,background .16s,border-color .16s;display:inline-flex}.footer-primary-button{color:var(--navy);background:#fff}.footer-phone-button{color:#fff;border:1px solid #ffffff3d}.footer-primary-button:hover,.footer-phone-button:hover{transform:translateY(-1px)}.footer-phone-button:hover{background:#ffffff0f;border-color:#ffffff85}.footer-main{grid-template-columns:minmax(300px,1.7fr) repeat(3,minmax(145px,.72fr));gap:38px;padding:20px 0 38px;display:grid}.footer-brand-block{max-width:430px}.footer-logo-link{line-height:0;display:inline-block}.footer-logo{width:min(300px,100%);height:auto;display:block}.footer-brand-block p{color:#596779;margin:18px 0;font-size:.92rem;line-height:1.65}.footer-contact-list{flex-direction:column;align-items:flex-start;gap:4px;display:flex}.footer-contact-list a{color:var(--navy);font-size:.9rem;font-weight:780}.footer-contact-list a:hover{text-underline-offset:3px;text-decoration:underline}.footer-column{flex-direction:column;align-items:flex-start;gap:8px;display:flex}.footer-column h3{color:var(--navy);letter-spacing:.1em;text-transform:uppercase;margin:6px 0 8px;font-size:.78rem;font-weight:850}.footer-column a{color:#536174;font-size:.88rem;font-weight:640}.footer-column a:hover{color:var(--navy);text-underline-offset:3px;text-decoration:underline}.footer-bottom{color:#758191;border-top:1px solid #cfd7df;justify-content:space-between;gap:24px;padding-top:22px;font-size:.78rem;display:flex}@media (max-width:980px){.footer-main{grid-template-columns:minmax(280px,1.4fr) repeat(2,minmax(150px,.8fr))}.footer-column:last-child{grid-column:2/-1}}@media (max-width:760px){.site-footer{margin-top:58px}.footer-shell{width:min(calc(100% - 28px), var(--max))}.footer-cta{border-radius:18px;grid-template-columns:1fr;gap:24px;padding:30px 24px;transform:translateY(-24px)}.footer-cta-actions{flex-flow:wrap;min-width:0}.footer-primary-button,.footer-phone-button{flex:190px}.footer-main{grid-template-columns:repeat(2,minmax(0,1fr));gap:30px 24px;padding-top:10px}.footer-brand-block{grid-column:1/-1}.footer-column:last-child{grid-column:auto}.footer-bottom{flex-direction:column;gap:8px}}@media (max-width:520px){.footer-main{grid-template-columns:1fr}.footer-brand-block,.footer-column:last-child{grid-column:auto}.footer-logo{width:255px}.footer-cta-actions{flex-direction:column}.footer-primary-button,.footer-phone-button{flex-basis:auto;width:100%}}